Velocity Investments, LLC v. Nguyen CA3
California’s Fair Debt Buying Practices Act (Civ. Code, § 1788.50 et seq.; the Debt Buyers Act or the Act) requires a debt buyer: (1) to have access to documentation evidencing a consumer’s agreement to a debt before trying to collect the debt (the access requirement) and (2) to attach that documentation to the collection complaint (the attachment requirement). A debt buyer who violates the Act is liable to the consumer for actual and s
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