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Baillie v. Processing Solutions, LLC CA1/3
This is one of several related appeals in a representative action brought by plaintiffs Amy Lynn Baillie and Kathrine Rosas against various individuals and corporate entities allegedly involved in illegal internet payday loan practices. Plaintiff Baillie initially filed this lawsuit in May 2007 on behalf of “[a]ll persons . . . who . . . entered into Instant Cash Agreements with Defendant Lenders” by means of the “same standard form agreement.” Plaintiff asserts causes of action for usury and/or unconscionable lending and violation of the Business and Professions Code section 17200 et seq. Several named defendants have been dismissed from or otherwise resolved this litigation. Respondents Processing Solutions, LLC (PSL), First East, Inc. (First East), and InstantCashUSA, Inc. (ICU), remain, as do several other defendants not involved in this particular appeal, which involves a court order denying plaintiffs’ motions for class certification and for further discovery on cla

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