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Ridley v. Bank of America
Plaintiff and appellant Alan Dale Ridley appeals from a judgment of dismissal following an order sustaining a demurrer in favor of defendant and respondent Bank of America, N.A. (the Bank) in this action arising out of requests for loan modifications. Ridley contends he stated causes of action for fraud, breach of contract, intentional infliction of emotional distress, and negligent misrepresentation. We conclude he has failed to allege a misrepresentation upon which he relied to his detriment, an enforceable loan modification contract, or outrageous conduct beyond the bounds of decency. Therefore, we affirm.

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