Tocher v. Sequoia Ins.
Plaintiffs G. Neil Tocher and Missy Ann Tocher, doing business as Lone Rancher Enterprises, LP (the Tochers), sued defendant Sequoia Insurance Company (Sequoia) after Sequoia denied the Tochers' tender of defense in an underlying arbitration proceeding. The Tochers now appeal from the judgment entered pursuant to stipulation after the trial court determined that the counterclaims in the underlying arbitration proceeding were not covered by the Sequoia policy.
The Tochers contend on appeal that coverage existed under the personal injury liability provision of the Sequoia policy. We conclude, however, that the insurance covered claims arising from operations usual or incidental to farming, but the arbitration counterclaims pertained to hydroelectric power generation and did not involve â€
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