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U.S. Specialty Ins. Co. v. Superior Court
Petitioner U.S. Specialty Insurance Company, plaintiff below, brought a declaratory relief action against real parties in interestits insured, Chino Valley Aviation, Inc. (Chino Valley Aviation)[1]and Michael Horne (Horne), the injured plaintiff in a third party tort action against Chino Valley Aviation. Petitioner sought a declaration that its policy provided Chino Valley Aviation with coverage only under the completed operations coverage (Coverage B), and not under the premises liability coverage (Coverage A). The issue is significant because the latter offers substantially more dollar coverage.

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