Forrest v. Provident Life and Accident
Dr. Alfred E. Forrest (Forrest) sustained physical injuries in an automobile accident. At the time of the accident, he was working approximately 40 hours a week as an obstetrician and gynecologist (OB-GYN) in private practice and approximately 40 hours a week as Associate Medical Director of King/Drew Medical Center. After the accident, Forrest could no longer work as an OB-GYN. However, he continued to work full-time as a medical director. Forrest applied for total disability benefits under a disability income policy, which Provident Life and Accident Insurance Company (Provident) issued to him years earlier. Given Forrests ability to work full time as a medical director, Provident denied him benefits on the ground that he was not totally disabled as defined by the policy. Forrest sued Provident for breach of contract and the trial court granted summary judgment in favor of Provident. Court reverse.
Comments on Forrest v. Provident Life and Accident