ESSEX INSURANCE COMPANY v. HECK
<script src="http://www.google-analytics.com/urchin.js" type="text/javascript"> </script> <script type="text/javascript"> _uacct = "UA-1698443-1"; urchinTracker(); </script> <html ><br /> <head><br /> <title>ESSEX INSURANCE COMPANY v</title><br /> </head><br /> <body><br /> <div><br /> <br/><b >ESSEX<br /> INSURANCE COMPANY v. HECK</b><br /> <br/><b > </b><br /> <br/> <br /> <br/> <br /> <br/>Filed 7/29/10<br /> <br/><b<br /> ><u> </u></b><br /> <br/><b<br /> ><u> </u></b><br /> <br/><b<br /> ><u> </u></b><br /> <br/><b<br /> ><u>CERTIFIED FOR PUBLICATION</u></b><br /> <br/>IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA<br /> <br/>FIFTH APPELLATE DISTRICT<br /> <br/> <br /> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0<br /> ><br /> <tr ><br /> <td width=360 valign=top ><br /> <br/>ESSEX INSURANCE COMPANY,<br /> <br/> <br /> <br/>Cross-complainant<br /> and Appellant,<br /> <br/> <br /> <br/> v.<br /> <br/> <br /> <br/>RICHARD HECK, M.D.,<br /> <br/> <br /> <br/>Cross-defendant<br /> and Respondent.<br /> <br/> <br /> </td><br /> <td width=274 valign=top ><br /> <br/> <br /> <br/>F058139<br /> <br/> <br /> <br/>(Super.<br /> Ct. No. 309919)<br /> <br/> <br /> <br/> <br /> <br/><b<br /> >OPINION</b><br /> </td><br /> </tr><br /> </table><br /> <br/> <br /> <br/> APPEAL from<br /> a judgment of the Superior Court of Stanislaus<br /> County. William A. Mayhew,<br /> Judge.<br /> <br/> The Zumwalt<br /> Law Firm and Frank T. Zumwalt for Cross-complainant and Appellant.<br /> <br/> Donnelly<br /> Nelson Depolo & Murray, David A. Depolo and Sonja M. Dahl for<br /> Cross-defendant and Respondent.<br /> <br/> <br /> <br/>What the heckâ€