CHICAGO TITLE INSURANCE COMPANY v. AMZ INSURANCE SERVICES, INC Part-I
<script src="http://www.google-analytics.com/urchin.js" type="text/javascript"> </script> <script type="text/javascript"> _uacct = "UA-1698443-1"; urchinTracker(); </script> <html ><br /> <head><br /> <title>Filed 9/9/10</title><br /> </head><br /> <body><br /> <div><br /> <br/>Filed<br /> 9/9/10<br /> <br/> <br /> <br/> <br /> <br/> <br /> <br/> <br /> <br/> <br /> <br/><b<br /> >CERTIFIED FOR PUBLICATION</b><br /> <br/> <br /> <br/>IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA<br /> <br/> <br /> <br/>FOURTH APPELLATE DISTRICT<br /> <br/> <br /> <br/>DIVISION THREE<br /> <br/> <br /> <br/> <br /> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0<br /> ><br /> <tr ><br /> <td width=319 valign=top ><br /> <br/>CHICAGO TITLE INSURANCE<br /> COMPANY,<br /> <br/> <br /> <br/> Plaintiff and Respondent,<br /> <br/> <br /> <br/> v.<br /> <br/> <br /> <br/>AMZ INSURANCE SERVICES, INC.,<br /> <br/> <br /> <br/> Defendant, Cross‑defendant and<br /> Respondent; <br /> <br/> <br /> <br/>PACIFIC SPECIALTY INSURANCE<br /> COMPANY et al.,<br /> <br/> <br /> <br/> Defendants, Cross‑complainants<br /> and Appellants.<br /> <br/> <br /> </td><br /> <td width=319 valign=top ><br /> <br/> <br /> <br/> <br /> <br/> <br /> <br/> G041188<br /> <br/> <br /> <br/> (Super. Ct. No. 06CC08942)<br /> <br/> <br /> <br/> O P I N I O N<br /> </td><br /> </tr><br /> </table><br /> <br/> <br /> <br/> Appeal from a judgment<br /> and postjudgment orders of the Superior<br /> Court of Orange<br /> County, Kirk H. Nakamura, Judge. Affirmed.<br /> <br/> Wesierski & Zurek,<br /> Thomas W. Ely, Laura J. Barns and John E. Stobart for Defendants, Cross‑complainants<br /> and Appellants.<br /> <br/> Gilbert, Kelly, Crowley<br /> & Jennett, Timothy Kenna, Craig H. Bell and Allan E. Perry for<br /> Plaintiff and Respondent.<br /> <br/> No appearance for<br /> Defendant, Cross‑defendant and Respondent.<br /> <br/> <br /> <br/><b >Introduction</b><br /> <br/>A<br /> binder is a contract of insurance that provides coverage pending the issuance<br /> of the insurance policy. (<i<br /> >Adams</i><i > v. Explorer Ins. Co.</i> (2003) 107 Cal.App.4th 438, 451 (<i<br /> >Adams</i>).) The central issue in this case is whether a<br /> document entitled â€